Hey there everyone

We got a surprise in the mail yesterday, a happy one. We got two letters from our mortgage company; one was a letter telling us that we’d been overcharged for our escrow, and would be receiving a refund under separate cover. The second letter was the refund itself, for over $1200. WOW! I could enjoy getting more checks like that! But it doesn’t seem like “real” money. I know how escrow works, that you pay over and above the P&I each month and that overage is held for other items like insurance and taxes. But in almost 20 years of being a mortgage holder, I’ve never received a refund like this. Was this just a screw-up at the mortgage company and they’re fixing it? Or should we set this aside in the possibility that the refund itself is a screw-up? While I can sure think of nice ways to spend an unexpected $1200, I don’t want to spend it if we’re just going to have to give it back soon. Thanks all……….

The budgeting remarks (and there were several of them) were what pissed me off the most

By gosh I’ve had an accounting degree longer than she’s been alive! It is her math that has shorted pay checks and caused problems in all OUR budgets—HER math, not ours. If she’d do HER job the way she was hired to do instead of insisting that everyone else change their budgets to save her one minute of work there wouldn’t be a problem.

Dh says the only reason he hasn’t torn her a new one is because he’s a gentleman, but he says that every time she pulls out a charge card to pay for her lunch he wants to say “If you would budget properly you wouldn’t NEED to use a charge card to eat.”

Anyway, she’s having to put all her little schemes back to the original system and she is, from the company grapevine, on probation for the next 6 months to a year. So I guess her Karma will take care of it.